kehilangan beberapa peningkatan
perlindungan dan tingkat. Sebagai contoh, dalam kasus asuransi mobil, kita
harus menjadi sopir yang aman, menghindari kecelakaan, dan mencoba
untuk menghindari membuat klaim terlalu
banyak. Sedangkan untuk cara mudah belajar akuntansi
asuransi pemilik rumah ', kita dapat mencoba untuk
meminimalkan risiko kewajiban kami dengan menempatkan pagar di
sekitar kolam renang atau memiliki
pengawasan orang dewasa ketika orang berada di rumah. Kami mungkin juga
mempertimbangkan perbaikan kecil sendiri tanpa membuat klaim.
Everything About Life Insurance!
By Michael Aponte
I want to start off this 2010 with an
article regarding Life Insurance. Many people find this topic morbid but
believe me when I say this contract is as important as a Will and
should be taken just as seriously as health
insurance. Due to the length in details of this article I have provided
chapters for easy reading. I hope this will educate you on
Life Insurance and the importance of its
necessity. (Note: For better understanding "You" is the policy owner
and the insured)
Chapters:
1= Introduction
2=When/If you have Life Insurance already
3= Difference between a Insurance Agent and
Broker
4= Types of Policies
5= What are Riders and popular types of
Riders
6= The medical exam
1) About general Life Insurance:
This is a contract between you and an
insurance company to pay a certain amount (the premium) to a company in
exchange for a benefit (called the Death Benefit, face amount, or
policy amount) to the beneficiary (the
person you want to get paid in the time of your death). This can range based on
the type of policy (which will be discussed momentarily),
your health, your hobbies, the Insurance
company, how much you can afford in premiums, AND the amount of the benefit. It
sounds overwhelming but it is not if you have the right
agent or broker.
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